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<body><table border="0" cellpadding="0" cellspacing="0" width="100%"><tr><td> <p align="center"><img border="0" src="images/Prudential/Frontad.jpg" width="639" height="231" align="left"><b><br> <font color="#FF0000" size="4">120 WEST COURT STREET<br> DYERSBURG TN  38024<br> 731/285-323 OFFICE<br> 731/288-0655 FAX<br> 800/407-2050 TOLL FREE  <br> info@1stSouthern.net</font></b></p> </td></tr></table><table dir="ltr" border="0" cellpadding="0" cellspacing="0" width="100%"><tr><td valign="top" width="1%"> <p> </p> <p><img border="0" src="images/Prudential/NameYouCanTrust.jpg" align="left" width="107" height="240"></p> <p> </p> <p align="center"> </p> </td><td valign="top" width="24"></td><td valign="top"> <p>This page uses frames, but your browser doesn't support them. </td></tr></table><table border="0" cellpadding="0" cellspacing="0" width="100%"><tr><td> <p align="center"><a href="http://mail.1stsouthern.net"><img src="http://www.sheepskinshoes.com/Library/images/place_order/email_symbol.gif" width="74" height="71" align="right"></a><b><a href="http://www.1stsouthern.net"><img border="0" src="images/Prudential/TN016_blue_print_cmyk.jpg" width="192" height="98" align="left"></a></b><a href="equal_housing_opportunity.htm"><img border="0" src="images/Equal.gif" align="bottom" width="96" height="96"></a><img border="0" src="images/Prudential/US%20Affiliate%20Disclaimer%202008.gif" width="457" height="21"></p> </td></tr></table></body>